Redlining used to be a thing of the past in American society. It was predominantly a common practice in the 1930’s. It’s when bankers would deny loans of people of different color. This made it so that people of color couldn’t reside in certain parts of neighborhoods where they specifically wanted the demographic to be white. This practice was around for many years until the civil rights act in 1968 which outlawed redlining. Even though it was outlawed it was still a thing many years after. Redlining was a significant part of segregation in the 20th century. The effects of redlining also had a trickle effect and led to these neighborhoods where banks didn’t invest into failing miserably and often turned into ghettos. It really forced many people to not be able to diversify themselves into different neighborhoods.